Insurance company loses appeal over rejection of TPD benefit
A former police officer in NSW faced an appeal regarding her insurance benefits. She had experienced severe psychological injuries that prevented her from working. The insurance provider rejected multiple claims and recently sought to appeal a decision that was made in the woman's favour. Background The former police officer (the respondent) claimed benefits under the […]
PTSD sufferer slams insurer for gruelling TPD treatment
A former police officer who developed post-traumatic stress disorder (PTSD) after witnessing harrowing events on the job has complained about the treatment he received from his insurer after making a total and permanent disability (TPD) claim. Metlife Insurance classed Adam Watts as employable despite his condition, but he has been unemployed for five years since […]
Machine learning in the fight against disease
Technology is no doubt a massive driver of innovation and advancement. There is no clearer example of this than the field of medicine. For those looking at making personal disability claims, new technology can make a difference to your overall well-being by identifying the genetic risk factors that led to disease. Machine learning decoding disease genomes Disease […]
New cancer treatments for the future
Like many debilitating diseases, cancer can have a major impact on your quality of life. Yet, with the Australian government pointing out that there were over 130 new cases in 2016, there is a general consensus that more must be done to help those who fall victim. A number of organisations are making bigger and better technological […]
New nursery dangers resulting in TPD claims
Australian workers spend their lives in a diverse range of industries, while mining and construction are often touted as being two of the most important to the country’s economy, there are others which are having both positive and negative effects on people. According to IBISWorld, Australia’s nursery industry contributes nearly $750 million to the country’s […]
Constructive denial is a tactic used by insurers to deny disability coverage
The case of an injured policeman who was denied his claim for disability coverage by the state's police insurer at first had his claim upheld before an appeal overturned that finding – with lasting consequences for other injured police. In Shuetrim v FSS Trustee Corporation, the plaintiff was a police officer who claimed to have tennis elbow […]
Employers urged to make workplaces safer for staff in 2015
Companies should put the health and safety of workers at the forefront of their business strategies this year, according to an industry organisation. Safe Work Australia called on the country’s enterprises to make staff wellbeing a 2015 New Year’s resolution, adding that improvements to workplace environments don’t have to be expensive or time-consuming. Hundreds of thousands […]
NSW businesses promote WHS, reduce TPD claims
When businesses don’t make workplace health and safety (WHS) a priority, this can result in serious injuries, workers’ compensation and personal disability claims and – in some cases – even death. In 2012, a total of 212 employees died as a result of work-related injuries. While this number dropped to 186 employees in 2013 – a […]
Work-related fatalities total 25 in March 2013, Safe Work Australia reveals
Safe Work Australia (SWA) has released the latest statistics on work-related notifiable fatalities around the country, for March 2013. These reveal that 25 people died as a result of work-related accidents in March. This is a noticeable increase on the number of work fatalities recorded in January (13) and February (16). According to SWA, 19 […]
Farm Safety Week 2013 aims to improve risk management on farms
If you are injured at work or while travelling to or from work in New South Wales, you may be eligible for Injury Compensation through the workers compensation scheme or via Personal Disability claims or TPD claims. These can help injured workers to access lump sum payments to cover hospital fees, ongoing rehabilitation costs, loss […]