Total and permanent disability (TPD) insurance is a type of life cover that protects policyholders against the risk of suffering a serious injury or illness that prevents them from ever returning to work. Many people have access to TPD cover through their superannuation policy, although others may choose a standalone product from an insurer if they have tailored needs. Payouts
Total and permanent disabilities (TPD) can cause various problems for employees and their families, particularly when it comes to finances. Even short periods away from the workplace can result in individuals struggling to pay bills, but the issue is exacerbated for people with a TPD, as they are unlikely to ever work again. However, there are permanent disability benefits available
Suffering a total and permanent disability (TPD) can have a significant effect on your finances, particularly if the affected individual is the main money earner in the household and they are unable to work again. While many people understand that serious accidents and injuries can lead to TPDs, were you aware that debilitating mental health conditions are also often included in some
Superannuation was set up to provide for all people living in Australia so that once they retire they will have access to a pool of funds. This money is protected from bankruptcy and creditor claims – it’s the ultimate safeguard to ensure you’ll never be left without. But what if you’re planning on relocating overseas for several years, or permanently?
In Queensland, bouncers and security guards have less power than many think. While they’re in place to protect the ‘house’ rules of a venue, such as a pub or a shopping centre, they are restricted in the methods they can use to enforce these rules. This includes not being allowed to use ‘excessive force’ or to hold you against your
People who have partial or total permanent disabilities that prevent them from working are often eligible for benefits under their superannuation policy. The disability could be the result of a number of issues, including an accident, ill health or other incapacity. However, some individuals may be confused over how their disability is classified or whether or not they are entitled
In the spirit of reconciliation GMP Law acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea, and community. We pay our respects to their Elders past, present, and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.
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