Income protection can be a crucial financial safety net for people who are injured or ill and unable to work. This type of coverage is commonly included as part of your superannuation fund entitlements, although you can also purchase standalone policies. But why do some people have multiple income protection policies? Is this allowed? And can you make a claim on
Public liability claims are often complicated, but a judge’s job is usually made harder when there are multiple defendants that could be deemed negligent. For example, you may suffer a slip, trip or fall in a Queensland supermarket that leads to serious injuries. Who is to blame for the accident? The supermarket is the occupier of the premises, but another organisation
Medical practitioners are well respected in Australia, and they often work tirelessly to ensure patients receive the best possible care under their watch. In fact, Roy Morgan Research found that nurses, doctors and pharmacists were the top three most trusted professionals in a 2016 survey. Nurses have topped the list for 22 years in a row. However, not everything goes
What is a date of disablement? Dates are of critical importance in insurance contracts and particularly total and permanent and disablement (TPD) policies. In such policies the key defined date is referred to a Date of Disablement. This is the date that you became entitled to the policy benefit. While there are various definitions, it is usually the latter of two (2)
Waterways in Australia can be extremely dangerous. The Royal Lifesaving Society (RLS) recorded 280 drowning deaths in 2015-16, nearly one-quarter of which occurred on beaches. Lifeguards provide a valuable service in Queensland by protecting swimmers from hazards and saving lives when people become distressed in the water. But what happens if you believe a lifeguard or the organisation they represent
The majority of Australian’s have Superannuation and with that Superannuation comes Insurance. Provided that you have not opted out of paying for Insurance you will be covered for Total and Permanent Disablement. Total and Permanent Disablement Insurance is meant to protect people if they become too sick or injured to work again. For an in-depth look at what TPD actually means
In the spirit of reconciliation GMP Law acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea, and community. We pay our respects to their Elders past, present, and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.
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